One of the hardest things about being a single mom is finding enough money to pay the bills. Debt is a reality for many Americans, but for single moms financial problems can be even worse. Having enough money to pay rent or mortgage, buy groceries, and take care of the kids is a lot for one person to handle. Thankfully, there's help available. You just need to know where to look.

A good place to start would be talking to non-profits in your area that offer Government financial help for single moms. These wonderful organizations offer housing assistance, employment assistance, and even tuition assistance. Check the phone book, local non-profit listings, and the Internet for opportunities in your community. I can tell you from my experience the United Way in Ohio was a God send. I will never forget my social workers name, Anjilina. I told her she was our Angel;-).

Federal and State governments also offer programs to help single mothers in need. Look up the Temporary Assistance for Needy Families, or TANF, program in your state and contact them for help with food stamps, job training and placement assistance, and financial aid. For help paying your energy bill, contact your utility company first to see if they can offer any assistance. You can also contact the Low Income Housing Energy Assistance Program, or HEAP, to request assistance with your heating bill.

Another option is to apply for grants set aside for single moms. To find available grant money, simply search the Internet for "grants for single mothers" and a long list will appear. You have to apply and be accepted for grants and different programs will have different expectations. Apply for the ones best suited to your particular situation.

I can also tell you back in 2003 I lived in a historical home, built in the 1890's. I applied for a grant to help with my heating bills. I was awarded a grant and I was given over $30,000 in insulation work done on my home. The State of Ohio's saw this as a way to help my family with heating bills.

Paying the bills as a single mom can be tough, but you don't have to go it alone. Don't be afraid to ask for help when you need it. There are programs out there that have been specifically designed to help single moms who are having trouble making ends meet.

There are grants available to single moms. A grant is money that you do not have to pay back. Listen, this is worth looking in to.They have money available to start your own business, renovations on your home and even transportation.

I can tell you back in 2003 I lived in a historical home, built in the 1890's. I applied for a grant to help with my heating bills. I was awarded a grant and I was given over $30,000 in insulation work done on my home. The State of Ohio's saw this as a way to help my family with heating bills.

Do yourself a favor and check out this site: US Grant Website